After our initial enrollment in Medicare, many of us would prefer to never have to think about our health insurance again, but we may be doing ourselves a disservice. After all, our health status can change at any moment – we can be diagnosed with a chronic disease, which has us making frequent visits to a new specialist and taking expensive medications. Also, Medicare health and drug plans, themselves, often change from one year to the next – whether it’s a change in coverage, premium, or which providers and pharmacies participate in their networks.
Luckily, the annual Medicare Open Enrollment Period (October 15 – December 7) gives Medicare beneficiaries the opportunity to review their health care coverage each year and make changes to better suit their current needs. Because we know that can be a daunting and confusing endeavor, we’ve invited Krista Harbacz, HIICAP (Health Insurance Information, Counseling, and Assistance Program) Coordinator from Senior Services of Albany to the NNORC on Wednesday, November 15, to conduct free and confidential one-on-one counseling sessions to help you make the right decision for yourself during Medicare’s open enrollment season.
If you think it may be time to review your insurance coverage and make a change, please call NNORC at 518-514-2023 to reserve your hour-long appointment time with Krista. (Site will be announced at the time of registration.)